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	<title>Disability Attorney &#187; General</title>
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	<link>http://www.disabilitytse.com</link>
	<description>Tom S. Ebbinghouse, Attorney At Law</description>
	<lastBuildDate>Thu, 13 Oct 2011 18:54:07 +0000</lastBuildDate>
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		<title>SSA Announces 13 New Compassionate Allowances Conditions Involving the Immune System and Neurological Disorders</title>
		<link>http://www.disabilitytse.com/ssa-announces-13-new-compassionate-allowances-conditions-involving-the-immune-system-and-neurological-disorders/</link>
		<comments>http://www.disabilitytse.com/ssa-announces-13-new-compassionate-allowances-conditions-involving-the-immune-system-and-neurological-disorders/#comments</comments>
		<pubDate>Thu, 13 Oct 2011 18:54:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Medical Impairment]]></category>
		<category><![CDATA[SSA]]></category>

		<guid isPermaLink="false">http://www.disabilitytse.com/?p=260</guid>
		<description><![CDATA[Michael J. Astrue, Commissioner of]]></description>
			<content:encoded><![CDATA[<p>Michael  J. Astrue, Commissioner of Social Security, today announced 13  new  Compassionate Allowances conditions involving the immune system and   neurological disorders. The Compassionate Allowances initiative identifies claims  where the  nature of the applicant’s disease or condition clearly meets the  statutory  standard for disability. Social Security states that with the help of sophisticated new  information  technology, the agency can quickly identify potential  Compassionate Allowances  and then quickly make decisions.  This makes me wonder if this &#8220;sophisticated new information technology&#8221; is what was discussed in an Indianapolis Star article that I previously reported  <a href="http://www.disabilitytse.com/ssa-to-use-computers-to-analyze-disability-claims-in-indiana/">here</a>. Added to the list are the following:</p>
<p>Malignant Multiple Sclerosis<br />
Paraneoplastic Pemphigus<br />
Multicentric Castleman Disease<br />
Pulmonary Kaposi Sarcoma<br />
Primary Central Nervous System  Lymphoma<br />
Primary Effusion Lymphoma<br />
Angelman Syndrome<br />
Lewy Body Dementia<br />
Lowe Syndrome<br />
Corticobasal Degeneration<br />
Multiple System Atrophy<br />
Progressive Supranuclear Palsy<br />
The ALS/Parkinsonism Dementia  Complex</p>
<p>The agency announced a small grant program for graduate  students that  will help Social Security improve its list and has recently awarded  an  approximately $1.8 million grant over a five-year period to Policy  Research,  Incorporated (PRI) through the Disability Determination  Process Small Grant  Program.  This new program aims to  improve the  disability process through innovative research by graduate students  who  will receive small stipends for their work.  In addition, the agency  recently streamlined its online disability  application for people who  have a condition on the Compassionate Allowances  list.</p>
<p>Information about prior announcements may be found in the archives of out blog. For a complete list of all of the compassionate allowance conditions, please click<a href="http://www.socialsecurity.gov/compassionateallowances/conditions.htm">here</a>. </p>
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		<title>Social Security Announces New Compassionate Allowances Conditions</title>
		<link>http://www.disabilitytse.com/social-security-announces-new-compassionate-allowances-conditions/</link>
		<comments>http://www.disabilitytse.com/social-security-announces-new-compassionate-allowances-conditions/#comments</comments>
		<pubDate>Thu, 14 Jul 2011 16:51:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Medical Impairment]]></category>
		<category><![CDATA[Disability]]></category>
		<category><![CDATA[Disability·Medical Impairment·Social Security Disability]]></category>

		<guid isPermaLink="false">http://www.disabilitytse.com/?p=182</guid>
		<description><![CDATA[Michael J. Astrue, Commissioner of]]></description>
			<content:encoded><![CDATA[<p>Michael J. Astrue, Commissioner of Social Security, today announced 12 additional Compassionate Allowances conditions involving severe heart diseases, bringing the total number of conditions in the expedited disability process to 100. Compassionate Allowances are a way to quickly identify diseases and other medical conditions that, by definition, meet Social Security’s standards for disability benefits. These conditions primarily include certain cancers, adult brain disorders, and a number of rare disorders that affect children. According to Social Security, the idea is to fast track those cases for quick processing.</p>
<p>The Commissioner  announced in October 2008  the first list of 50 conditions which I reported <a href="http://disabilitytse.com/51/social-security-disability-compassionate-allowances/">here</a>. In February 2012, the list was expanded with 38 additional conditions, which are reported   <a href="http://disabilitytse.com/social-security-compassionate-allowances-expanded-for-disability/">here</a>.</p>
<p>The 12 new heart conditions that qualify for Compassionate Allowances are:</p>
<p>Aortic Atresia</p>
<p>Left Ventricular Assist Device (LVAD) Recipient</p>
<p>Eisenmenger Syndrome</p>
<p>Mitral Valve Atresia</p>
<p>Endomyocardial Fibrosis</p>
<p>Primary Cardiac Amyloidosis</p>
<p>Heart Transplant Graft Failure</p>
<p>Pulmonary Atresia</p>
<p>Heart Transplant Wait List &#8211; 1A/1B</p>
<p>Single Ventricle</p>
<p>Hypoplastic Left Heart Syndrome</p>
<p>Tricuspid Atresia</p>
<p>If you suffer from any of the 100 conditions, when you apply, or if your case is currently being reviewed, you should point out your condition and that it is on the list of Compassionate Allowances Conditions.</p>
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		<title>Processing Time at Indianapolis ODAR Falls Again!</title>
		<link>http://www.disabilitytse.com/processing-time-at-indianapolis-odar-falls-again/</link>
		<comments>http://www.disabilitytse.com/processing-time-at-indianapolis-odar-falls-again/#comments</comments>
		<pubDate>Mon, 07 Mar 2011 21:50:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Delay]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Hearings]]></category>
		<category><![CDATA[Adjudication·Benefit From·Claimant·Disability Benefits·Disability Claim·Disability Hearings·Evansville Indiana·Ft Wayne·Ft Wayne Indiana·Heariings·Indianapolis·Indianapolis Office·Odar·Postings·Proces]]></category>
		<category><![CDATA[Disability]]></category>

		<guid isPermaLink="false">http://www.disabilitytse.com/?p=150</guid>
		<description><![CDATA[Processing time at the Indianapolis]]></description>
			<content:encoded><![CDATA[<p>Processing time at the Indianapolis Office of Disability Adjudication and Review has fallen again. As reported elsewhere on this site, in November 2009, the number of days  from the filing of a Request for Hearing until the case was completed  at the hearing site averaged 579 days. In April of 2009, it was 738 days  and in June of 2008 it was 896 days. As of March 26, 2010, the number  of days from the Request for Hearing for average processing at the  Indianapolis ODAR was 534 days. As of February 1, 2011, average processing time had fallen to 505 days.  Progress continues to be made!</p>
<p>In Fort Wayne, as of February 1, 2011, average processing time had fallen to 411 days. Evansville is at 318 days, and the recently opened Valparaiso office is at 285 days.</p>
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		<title>Book Launching Party</title>
		<link>http://www.disabilitytse.com/book-signing/</link>
		<comments>http://www.disabilitytse.com/book-signing/#comments</comments>
		<pubDate>Tue, 28 Sep 2010 20:40:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.thetaxsolvers.com/disability/?p=23</guid>
		<description><![CDATA[The author of Winning Your]]></description>
			<content:encoded><![CDATA[<p>The author of<strong> Winning Your Disability Claim By The Rules, </strong>Tom S. Ebbinghouse,</p>
<p><img class="aligncenter size-full wp-image-24" title="Cover-Final" src="http://www.thetaxsolvers.com/disability/wp-content/uploads/2010/09/Cover-Final.jpg" alt="" width="396" height="612" /></p>
<p>will be available to personally autograph his latest book during the book launching party October 5<sup>th</sup>, 2010 from 3:00 p.m. to 7:00 p.m.at 320 N. Meridian Street,  Suite 906, Indianapolis, IN  46204. Please stop by and join the fun! <a href="http://www.thetaxsolvers.com/disability/our-office/">Click here</a> for information as to where the office is located. </p>
<p><strong>Winning Your Disability Claim By The Rules </strong>is a book written in plain English to inform you about Social Security disability and the long process that will be used to decide if you will collect your benefits.  In this book Tom S. Ebbinghouse will begin to coach you so that you can be prepared and do your best in the biggest game of your life-the Social Security Disability Game.</p>
<p><strong>“Do not be lulled into thinking that all you have to do is apply for your benefits and Social Security will help you collect what <span style="text-decoration: underline;">you deserve</span></strong><strong>.  Approximately 65% of those who apply are immediately turned down and approximately 93% are denied on their first appeal.  You need to increase your odds of <span style="text-decoration: underline;">winning!</span></strong><strong>”-Tom S. Ebbinghouse</strong></p>
<p><strong> </strong></p>
<p><strong> </strong></p>
<p>Don’t take Social Security’s rules lightly.  If you know them, they will help you succeed throughout the process of applying, appealing and winning your benefits.  This book will reshape your thinking about what you need to do to win your benefits.</p>
<p>Success is totally up to you.  If you want to win your disability benefits you worked for and deserve, <strong>Winning Your Disability Claim By The Rules </strong>will point you in the right direction.</p>
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		<title>SSA To Use Computers to Analyze Disability Claims In Indiana</title>
		<link>http://www.disabilitytse.com/ssa-to-use-computers-to-analyze-disability-claims-in-indiana/</link>
		<comments>http://www.disabilitytse.com/ssa-to-use-computers-to-analyze-disability-claims-in-indiana/#comments</comments>
		<pubDate>Wed, 16 Jun 2010 13:04:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Delay]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Medical Impairment]]></category>
		<category><![CDATA[Computers·Decision Makers·Dialysis·Disability Claims·Indiana Network·Indianapolis Star·Inpc·Intelligent Analysis·Kia·Medical Records·Merits·Patient Care·Press Release·Regenstrief Institute·Renal Disea]]></category>

		<guid isPermaLink="false">http://disabilitytse.com/?p=132</guid>
		<description><![CDATA[The Indianapolis Star reports that]]></description>
			<content:encoded><![CDATA[<p><em>The Indianapolis Star</em> reports that Kia Green, a spokeswoman for Social Security, has stated that Social Security will use computers to perform an &#8220;intelligent analysis&#8221; of medical records that it receives through the Indiana Network for Patient Care (INPC) that is operated by The Regenstrief Institute. I reported the original press release about what The Regenstrief Institute is doing <a href="http://disabilitytse.com/110/regenstrief-institute-to-help-improve-ssa-disability-determination/">here</a>. The original press release from Social Security did not mention that as the medical records are transferred from the Indiana Network for Patient Care that SSA&#8217;s computers would perform the &#8220;intelligent analysis&#8221; of the medical records. According to <em>The Indianapolis Star</em> article, if the system deems the information significant, it sends an alert to the decision makers reviewing the file. For example, if the medical file of a patient with end-stage renal disease shows the person is undergoing dialysis, an alert goes out. It would be interesting to see what the computers are searching for, what SSA has determined merits an alert, and what kind of reports the system generates.</p>
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		<title>Happy Memorial Day</title>
		<link>http://www.disabilitytse.com/happy-memorial-day/</link>
		<comments>http://www.disabilitytse.com/happy-memorial-day/#comments</comments>
		<pubDate>Mon, 31 May 2010 21:05:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[American Flag·Crowd·Festival Parade·Happy Day·Hats·Many Men·Memorial Day·Military Heroes·Standing Ovation·Vet·Vets]]></category>

		<guid isPermaLink="false">http://disabilitytse.com/?p=129</guid>
		<description><![CDATA[We wish you a very]]></description>
			<content:encoded><![CDATA[<p>We wish you a very Happy Memorial Day. Please remember why we have this day as a holiday. On Saturday the 500 festival parade had a float in honor of all veterans and military heroes. The vets on the float seemed to appreciate the standing ovation they received. The crowd rose to its feet each time an American flag went by. Many men remembered to remove their hats. If you see a vet, please remember to thank them for their service to our country. </p>
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		<title>Tom S. Ebbinghouse To Teach Lawyers Social Security Disability at Indiana State Bar Association Conference</title>
		<link>http://www.disabilitytse.com/tom-s-ebbinghouse-to-teach-lawyers-social-security-disability-at-indiana-state-bar-association-conference/</link>
		<comments>http://www.disabilitytse.com/tom-s-ebbinghouse-to-teach-lawyers-social-security-disability-at-indiana-state-bar-association-conference/#comments</comments>
		<pubDate>Mon, 10 May 2010 16:49:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Attorneys·Indiana Speakers·Indiana State Bar·Indiana State Bar Association·Lawyers·Presentation·Seminars·Social Security·Social Security Disability·Solo·State Bar Association Processing Time for India]]></category>

		<guid isPermaLink="false">http://disabilitytse.com/?p=122</guid>
		<description><![CDATA[I will teach attorneys about ]]></description>
			<content:encoded><![CDATA[<p>I will teach attorneys about  Social Security Disability at the Indiana State Bar Association Solo and Small Firm Conference in June. According to the Indiana State Bar Association, this annual conference attracts over 200 attorneys who will have the opportunity to learn from both national and Indiana speakers. You can read the list of seminars that I have Chaired and/or made a presentation to teach lawyers about Social Security Disability<a href="http://disabilitytse.com/about/"> here.</a></p>
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		<item>
		<title>Processing Time for Indianapolis Social Security Disability Hearings Falls Again!</title>
		<link>http://www.disabilitytse.com/processing-time-for-indianapolis-social-security-disability-hearings-falls-again/</link>
		<comments>http://www.disabilitytse.com/processing-time-for-indianapolis-social-security-disability-hearings-falls-again/#comments</comments>
		<pubDate>Mon, 03 May 2010 17:56:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Delay]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Hearings]]></category>
		<category><![CDATA[SSA]]></category>
		<category><![CDATA[Adjudication·Benefit From·Claimant·Disability Benefits·Disability Claim·Disability Hearings·Evansville Indiana·Ft Wayne·Ft Wayne Indiana·Heariings·Indianapolis·Indianapolis Office·Odar·Postings·Proces]]></category>

		<guid isPermaLink="false">http://disabilitytse.com/?p=116</guid>
		<description><![CDATA[The processing time for Indianapolis]]></description>
			<content:encoded><![CDATA[<p>The processing time for Indianapolis Social Security Disability Hearings at the Office of Adjudication and Review (ODAR) has fallen again. As reported elsewhere on this site, in November 2009, the number of days from the filing of a Request for Hearing until the case was completed at the hearing site averaged 579 days. In April of 2009, it was 738 days and in June of 2008 it was 896 days. As of March 26, 2010, the number of days from the Request for Hearing for average processing at the Indianapolis ODAR was <strong>534 days</strong>. The Indianapolis office now ranks 130 out of 144 hearing offices. Processing time for Evansville Indiana (rank 86) is now at 460 days and Ft. Wayne Indiana (ranked 115) is at 509 days.</p>
<p>If you check in the archives of this site  for the other postings for processing time, you will be able to see the other rankings for past times. Indianapolis has improved so that it no longer hovers in last or next to last place, and it has not for many months now. Be sure you check out the Archives for postings on many different issues connected to a Social Security Disability claim or you are not getting the full benefit from this site!</p>
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		<item>
		<title>Regenstrief Institute to Help Improve SSA Disability Determination</title>
		<link>http://www.disabilitytse.com/regenstrief-institute-to-help-improve-ssa-disability-determination/</link>
		<comments>http://www.disabilitytse.com/regenstrief-institute-to-help-improve-ssa-disability-determination/#comments</comments>
		<pubDate>Thu, 01 Apr 2010 04:37:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Delay]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Medical Impairment]]></category>
		<category><![CDATA[Medical Treatment]]></category>
		<category><![CDATA[Applying For Disability·Applying For Disability Benefits·Disability·Disability Benefits·Disability Cases·Disability Claim·Disability Decision·Disability Determination·Electronic Medical Records·Health]]></category>

		<guid isPermaLink="false">http://disabilitytse.com/?p=110</guid>
		<description><![CDATA[Social Security disability cases may]]></description>
			<content:encoded><![CDATA[<p>Social Security disability cases may be decided faster due to electronic medical records.  Here is the press release:</p>
<p>Regenstrief Institute to help improve disability determination through health information technology</p>
<p>INDIANAPOLIS –- The Regenstrief Institute has been awarded a Recovery Act contract to help the U.S. Social Security Administration and Indiana healthcare providers shorten and improve the process of making disability case determinations through automation. Work is scheduled to begin March 31.</p>
<p>The process of acquiring medical information for an SSA disability claim involves numerous requests to multiple healthcare providers treating the individual seeking disability benefits. This process can take weeks or even months following an application for benefits. Physician offices, hospitals and others health care provider must gather the individual&#8217;s recent medical information and submit it via fax or U.S. mail.</p>
<p>The Regenstrief Institute, an international leader in heath information technology, created and operates the Indiana Network for Patient Care (INPC), a secure statewide health information exchange that providers use to help improve the quality, safety and efficiency of care that their patients receive. Improving the disability determination process complements other functions of the INPC, including surveillance for influenza outbreaks and access to a patient&#8217;s diverse medical records when providing emergency care.</p>
<p>&#8220;We will leverage the capability of the INPC to quickly and efficiently collect the information requested electronically by SSA, with the specific authorization of the person applying for disability benefits, and securely transfer it to the government so the disability decision process can be completed more rapidly. This will make that process more efficient – both because it will be faster and also because the medical data compiled will be more complete. It also will take the time and expense of going to many different providers, assembling the necessary records and filling out forms off the shoulders of patients and decrease the need for providers to search for and send records manually,&#8221; said Brian Dixon, MPA, project manager for Regenstrief&#8217;s SSA contract.</p>
<p>To effectively make decisions regarding applications for disability, the SSA needs the same kind of medical information that physicians utilize when making diagnoses, treatment, and referral decisions. Healthcare providers in Indiana rely on the INPC to securely and privately share clinical data which is utilized daily to support healthcare services throughout Indiana.</p>
<p>&#8220;Facilitating the processing of patients&#8217; disability claims is another example of how healthcare providers throughout Indiana have worked together with the Regenstrief Institute and Indiana Health Information Exchange to ensure that their patients&#8217; healthcare information is used to enhance their care,&#8221; said J. Marc Overhage, M.D., Ph.D., director of medical informatics at the Regenstrief Institute, Regenstrief Professor of Medicine at the Indiana University School of Medicine, and president and C.E.O. of the Indiana Health Information Exchange.</p>
<p>Disability benefits determination is a large-scale process. The SSA expects to receive more than 3.3 million disability benefits applications in fiscal year 2010, a 27 percent increase over the 2008 fiscal year. Annually, more than 15 million requests for medical records are sent to healthcare providers.</p>
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		<title>Another Reason You May Be Denied Your Social Security Disability Benefits</title>
		<link>http://www.disabilitytse.com/another-reason-you-may-be-denied-your-social-security-disability-benefits/</link>
		<comments>http://www.disabilitytse.com/another-reason-you-may-be-denied-your-social-security-disability-benefits/#comments</comments>
		<pubDate>Tue, 02 Mar 2010 17:47:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Attorney Representation]]></category>
		<category><![CDATA[Delay]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Social Security Disability Benefits Denial Indiana]]></category>
		<category><![CDATA[SSA]]></category>
		<category><![CDATA[Adequate Resources]]></category>
		<category><![CDATA[Art And Science]]></category>
		<category><![CDATA[Ddb]]></category>
		<category><![CDATA[Disability Decisions]]></category>
		<category><![CDATA[Disability Determination]]></category>
		<category><![CDATA[Disability Determination Bureau]]></category>
		<category><![CDATA[Disability Evaluation]]></category>
		<category><![CDATA[Disability Examiner]]></category>
		<category><![CDATA[Disability Programs]]></category>
		<category><![CDATA[Medical Determination]]></category>
		<category><![CDATA[Members Work]]></category>
		<category><![CDATA[New Hires]]></category>
		<category><![CDATA[Professional Association]]></category>
		<category><![CDATA[Security Disability Benefits]]></category>
		<category><![CDATA[Social Security Disability]]></category>
		<category><![CDATA[Social Security Disability Benefits]]></category>
		<category><![CDATA[Ssi Disability Benefits]]></category>
		<category><![CDATA[State Disability]]></category>
		<category><![CDATA[Supplemental Security Income]]></category>
		<category><![CDATA[Supplemental Security Income Ssi]]></category>
		<category><![CDATA[Wrong Decision]]></category>

		<guid isPermaLink="false">http://disabilitytse.com/?p=103</guid>
		<description><![CDATA[Most people who are turned]]></description>
			<content:encoded><![CDATA[<p>Most people who are turned down for Social Security Disability Benefits cannot believe that they were turned down when they applied for benefits. They do not realize that in Indiana approximately 65% will be turned down when they first apply. They just cannot believe the SSA would get such an important decision wrong.</p>
<p>When you apply for disability, your claim is sent to a state agency that SSA hires to made the medical determination of  whether you are disabled. In many states this is called the Disability Determination Service,  DDS, while in Indiana the current name is the Disability Determination Bureau, DDB. It is these State workers that decide your claim.</p>
<p>The National Association of Disability Examiners, NADE, describes itself as:</p>
<p style="padding-left: 30px;">a professional association whose purpose is to promote the art and science of disability evaluation. The majority of our members work in the state Disability Determination Service (DDS) agencies where 15,000+ employees adjudicate claims for Social Security and/or Supplemental Security Income (SSI) disability benefits. As such, our members constitute the “front lines” of disability evaluation.</p>
<p>A recent issue of The NADE Advocate, Volume 26, Number 1,  provides insight into why SSA may make the wrong decision in your case.</p>
<p style="text-align: justify; padding-left: 60px;">The growing complexity of the Social Security and SSI Disability Programs, coupled with the need to produce a huge volume of work, justifies even more the need for adequate resources in order to provide the service that the American public has come to expect and deserve from SSA. <strong>It takes an average of two years for a newly hired disability examiner to become fully trained and proficient to the point they can function independently and contribute to the process of making timely and accurate disability decisions. </strong>Thus, decisions not to replace productive personnel when they leave can take two or more years to correct even after new hires are made. NADE has long maintained that it is critical for SSA to be provided with the resources needed to hire and train new staff that can perform these duties. <strong>Low salaries, hiring restrictions and the stress of the job have contributed to high attrition (12.3%) in the DDSs. </strong>(Emphasis added)</p>
<p style="text-align: justify;">Constantly having to replace 12.3% of the workforce and it taking two years before they can function independently, plus the stress of the job to get the work out fast, combined with low pay, may be a reason that DDB makes the wrong decision so many times.</p>
<p style="text-align: justify;">The important point for you is that you should not be discouraged when your claim is turned down at the initial or reconsideration stages. With approximately 65% turned down on initial application and approximately  93%  turned down at Reconsideration,  you should take the steps necessary to increase your odds of winning. You will need an experienced attorney in Social Security claims to help you increase your odds in what NADE calls a &#8220;growing complexity of the Social Security and SSI Disability Programs.&#8221;</p>
<p style="text-align: justify;">Unlike many attorneys, I will begin to help you with your case before your file your claim.  Read <a href="http://disabilitytse.com/12/when-should-i-hire-an-attorney-for-my-disability-case/#more-12"> When Should I Hire An Attorney For My Disability Case?</a> for my reasons why. What are you doing to increase your odds of winning?</p>
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